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Get The Tangerine Money-Back Credit Card

Learn more about the Tangerine Money-Back Credit Card, a rewarding and convenient cashback card, and find out how to apply!

The Tangerine Money-Back Credit Card is a compelling option for Canadians seeking a credit card that offers simplicity and flexibility. With no annual fee and a unique cashback rewards structure, this card is designed to cater to a variety of spending habits.

Whether you’re a frequent traveler, a foodie, or someone who enjoys retail therapy, it can suit you and your lifestyle to help you earn significant rewards on your purchases, without having to deal with a complicated redemption system.

  • No Annual Fee
  • Cashback
  • Flexible Reward Redemption
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Key Features

  • Welcome Bonus: in the first 2 months, get a bonus 10% cashback up to $100;
  • No Annual Fee;
  • Easy Application Process;
  • Add Up to 5 Users on One Account: one Account, multiple Cards, no annual fee for those Cards;
  • Track and Categorize Your Spending: organize your transactions and get a better idea of your spending each month with Left to Spend;
  • Customizable Cash Back:
    • Earn 2% cashback on purchases in up to two categories of your choice, such as groceries, gas, restaurants, recurring bill payments, and more. You can get one extra category when you have your rewards deposited automatically into a Tangerine Savings Account;
    • Earn 0.5% cashback on all other purchase.
  • Flexible Reward Categories: choose from a variety of categories, including groceries, gas, restaurants, and more. You can change your categories to suit your spending habits;
  • Easy Redemption: cashback can be automatically deposited into a Tangerine Savings Account or applied as a statement credit, providing straightforward and flexible redemption options;
  • Extended Warranty and Purchase Assurance: enjoy additional protection on purchases with extended warranty and purchase assurance;
  • Mobile Device Insurance;
  • Rental Car Collision/Loss Damage Insurance;
  • Promotional Rate: during your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (19.95% after that).

Fees and Charges

  • Annual Interest Rate:
    • Purchases: 19.95%
    • Cash Advances: 19.95%
    • Balance Transfers: 19.95%
  • Foreign Currency Conversion: 2,5%

Why Should You Choose The Tangerine Money-Back Credit Card?

This card is particularly suited for those who want to earn cashback on purchases without worrying about an annual fee. The ability to choose and switch between up to three 2% cashback categories provides a level of customization that is rare among other cards. This feature allows cardholders to tailor their rewards to match their evolving spending patterns, ensuring they get the most value out of their purchases. Additionally, the straightforward redemption process, with options for direct deposit or statement credit, makes it easy to enjoy the benefits of your rewards without hassle.

However, the card’s limited 2% categories and foreign transaction fees may be drawbacks for some. Overall, this card is a solid pick for individuals looking to enhance their financial flexibility while earning cashback on their daily purchases.

How To Apply To The Tangerine Money-Back Credit Card

In order to be eligible, you need to be at least the age of majority, a Canada resident. You also need to have a fair/good credit score, a minimal annual income of $12,000, and no bankruptcies over the past 7 years. Here’s how to apply:

  1. Visit the Website: click on the button below to access the website. Then, click on the “Apply Now” option;
  2. Log In or Sign Up: if you are already a bak client, you need to log in. If not, you need to sign up;
  3. Fill The Application Form: provide any personal and financial details requested and submit the form;
  4. Wait for Approval: after submitting, wait for approval.

Click on the button below and apply today!

Apply Now