The Scotiabank Scene+ Visa Credit Card offers a budget-friendly option for those who want to get rewarded for spending money, once it has no annual fee and offers a personalized rewards program. You can earn up to 2 Scene+ ponts for every $1. And the best part is that you can redeem these points in many different ways, acccording to what suits you best.
On top of that, you can save money when renting cars using your card. It also offers you two optional different coverage bundles that you can choose from, which can come in handy in case of unexpected life events that might make paying the credit card statement difficult.
No Annual FeeKey Features
- No Annual Fee;
- International Coverage;
- Welcome Offer: Earn up to 5,000 bonus Scene+ points within your first 3 months;
- Earn 2 Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more;
- Earn 2 Scene+ points for every $1 you spend at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca;
- Earn 2 Scene+ points for every $1 you spend at Cineplex theatres or at cineplex.com;
- Earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases;
- Redeem your points for grocery, home improvement, travel, dining, entartainment, or for shopping on partners;
- The points do NOT expire;
- Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S.;
- Free Supplemetary Cards;
- Optional Insurance Coverage Bundles:
- Basic Protection: Death Benefit, Critical Illness Benefit, and Hospitalization Benefit;
- Comprehensive Protection: Death Benefit, Critical Illness Benefit, Hospitalization Benefit, Disability Benefit, Job Loss Benefit, and Strike or Lockout Benefit.
Fees and Charges
- Interest Rate:
- Purchases: 20.99%
- Cash Advances: 22,99%
- Balance Transfers: 22,99%
- Foreign Transaction Fee: 2,5%
Why Should You Choose The Scotiabank Scene+ Visa Credit Card?
With no annual fee, it provides a cost-effective entry into the rewards credit card market. One of its key attractions is the generous rewards program, tailored specifically for those who spend a lot on groceries and enjoy making memories. Cardholders earn Scene+ points on everyday purchases, with accelerated points for grocery shopping, home hardware, and entertainment-related expenses. These points can be redeemed for movie tickets, dining experiences, and even travel, offering a versatile rewards system that aligns with a fun and active lifestyle.
How To Apply To The Scotiabank Scene+ Visa Credit Card
In order to be eligible, you need to be at least the age of majority, a Canada resident, and have a minimum annual income of $12,000. Here’s how to apply:
- Visit the Website: click on the button below to access the website. Then, click on the “Apply Now” option;
- Fill The Application Form: provide any personal and financial details requested and submit the form, in case you are not a Scotiabank client yet;
- Wait for Approval: after submitting, wait for approval.