The Scotiabank Gold American Express Credit Card is a powerful tool for those seeking to maximize their rewards on some of the most used categories people spend money on and a great range of insurance coverage, making this card particularly appealing to individuals who enjoy dining out, traveling, and spending on entertainment, while also being great for everyday purchases, thanks to its impressive earn rates and additional benefits.
So, whether you’re a frequent traveler or planning an occasional vacation, the no foreign transaction fees and comprehensive travel insurance make this card a valuable travel companion. All of that while also offering unique Amex perks and access to airport lounges, enhancing your experience.
Reward PointsKey Features
- Welcome Offer: earn up to $950 in value in the first 12 months, including up to 45,000 bonus Scene+ points, and first year annual fee waived
- Rewards Program:
- Earn 6X Scene+ points for every $1 spent at Sobeys, Safeway, FreshCo, Foodland and more;
- Earn 5X Scene+ points for every $1 spent on Dining, Food Delivery, and other eligible grocery stores;
- Earn 5X Scene+ points for every $1 spent on eligible entertainment purchases (including movies, theatre, and ticket agencies);
- Earn 3X Scene+ points for every $1 spent on eligible gas and daily transit options (including rideshare, buses, taxis, subway, and more);
- Earn 3X Scene+ points for every $1 spent on eligible select streaming services;
- Earn 1X Scene+ point for every $1 spent on all other eligible everyday purchases.
- No Foreign Transaction Fees: save money when shopping or traveling abroad with no foreign transaction fees
- Travel Insurance: Travel Emergency Medical Insurance; Trip Cancellation/Trip Interruption Insurance; Flight Delay Insurance; Delayed and Lost Baggage Insurance; Travel Accident Insurance; Rental Car Collision Loss/Damage Insurance; Hotel/Motel Burglary Insurance
- Mobile Device Insurance
- Purchase Security & Extended Warranty Protection
- Book and Redeem Flights Easily: book and redeem any flight for any time through Scene+ Travel
- Access to Airport Lounges: enjoy a preferred discount on the Priority Pass membership and access over 1200 VIP lounges around the world
- Exclusive Amex Offers and Experiences: enjoy access to special events and promotions through American Express
Fees and Charges
- Annual Interest Rate:
- Purchases: 20.99%
- Cash Advances: 22.99%
- Balance Transfers: 22.99%
- Annual Fee: $120.00
- Each Supplementary Card: $29/year
Why Should You Choose The Scotiabank Gold American Express Credit Card?
Its high earn rates in popular spending categories make it particularly valuable for families and individuals with significant grocery, dining, and entertainment expenses. Additionally, the no foreign transaction fee feature is a significant advantage for those who travel internationally or shop online from foreign retailers. On top of that, you can enjoy a diverse range of insurance coverage.
How To Apply To The Scotiabank Gold American Express Credit Card
In order to be eligible, you need to be at least the age of majority, a Canada resident, and have a minimum annual income of $12,000. Here’s how to apply:
- Visit the Website: click on the button below to access the website. Then, click on the “Apply Now” option;
- Fill The Application Form: provide any personal and financial details requested and submit the form, in case you are not a Scotiabank client yet;
- Wait for Approval: after submitting, wait for approval.