The First Progress Platinum Select Credit Card is ideal for individuals dealing with financial challenges, that want to rebuild, establish, or enhance their credit scores. If you maintain a responsible credit usage, this can be a valuable tool for demonstrating creditworthiness and working towards better financial health.
This card is great for everyday purchases and gives individuals who have faced credit challenges a chance to change their situation, by offering an easy approval process and focusing on safety. One significant advantage is that you can get a limit of up to $2,000, depending on you security deposit, with the possibility to obtain the maximum of $5,000 over time.
On top of that, you can earn 1% cash back rewards and enjoy many perks offered by Mastercard Platinum, including offers and discounts with Priceless Specials and Cities, Airport Lounge Access, Zero Liability, Roadside Assistance, and Purchase Protection.
Easy ApprovalKey Features
- Earn 1% Cash Back Rewards;
- For Any Type of Credit History;
- Refundable Security Deposit;
- Customizable Credit Limit;
- Helps Improve Your Credit Score;
- Easy and Fast Approval;
- Reports To Major Credit Bureaus;
- International Coverage;
- Mastercard Platinum Benefits (Zero Liability; Protection; ID Theft Protection; Priceless Specials and Cities; Airport Lounge Access; Roadside Assistance; Purchase Protection).
Fees and Charges
- Annual Fee: $39
- APR:
- For Purchasess: 18.74%
- For Cash Advances: 24.74%
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Cash Advance Fee: $10 or 3% of the amount of each Cash Advance
Why Should You Get The First Progress Platinum Select Credit Card?
Its easy approval process, credit-building potential, and straightforward terms make it a user-friendly option. If you’re committed to improving your credit and want a reliable tool to help you on that journey. Here are some reasons why this is a worthy consideration:
- Easy Approval Process: one of the key benefits of it is the lack of a credit check. This makes it accessible to those who are struggling financially;
- Credit Building Potential: it is designed with credit building in mind. By reporting to all three major credit bureaus – Experian, Equifax, and TransUnion – it helps cardholders improve their credit scores with responsible use. Timely payments and maintaining a low balance can significantly enhance your credit profile over time;
- Customizable Credit Limit: minumum limit of $200 and maximum of $2,000, according to you security deposit, with possibility to obtain the maximum of $5,000 over time. This allows you to manage your spending better;
- Fraud Protection: it includes zero-liability fraud protection, ensuring you won’t be held responsible for unauthorized charges;
- Cash Back: you can earn 1% cash back rewards with this card.
How To Apply To First Progress Platinum Select Credit Card
In order to be eligible, all you need is to be at least the age of majority and a United States resident. Here’s how to apply:
- Visit the Website: click on the button below to access the website;
- Fill The Application Form: provide any personal and financial details requested and submit it;
- Wait for Approval: after submitting, wait for the approval.