Thr BMO Ascend World Elite Mastercard credit card is designed for frequent travelers and individuals who value premium travel experiences, while also being suitable for those who want a card with premium features and like to frequently dine out or make memorable moments, offering discounts and accelerated points in these categories. In addition to that, you also get to enjoy many other perks, such as discounts.
The flexible reward redemption process provides the ability to choose how you want to receive it, making it even more special. Besides allowing you to trade your reward points for travel, it allows you to easily earn points on your everyday purchases that can later be used to maximize traveling perks. On top of that, it offers a range of exclusive and premium benefits tailored for your lifestyle. All of that while being safe, with a wide range of travel insurance.
Travel BenefitsKey Features
- International Coverage;
- Welcome Offer: get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users;
- Earn 5x the points for every $1 spent on eligible travel purchases;
- Earn 3x the points for every $1 spent on eligible dining purchases;
- Earn 3x the points for every $1 spent on eligible entertainment purchases;
- Earn 3x the points for every $1 spent on recurring bill payments;
- Earn 1x the points for every $1 spent spent everywhere else;
- Flexible and Simple Redemption: redeem your BMO Rewards points using Pay with Points to cover everyday treats, to purchase wide range of handpicked merchandise and gift cards from your favourite retailers, and to cover travel purchases like flights, hotels, car rentals, vacation packages, cruises and more, or redeem points for a contribution to a BMO savings or investment account;
- Airport Lounge Access;
- Travel Coverage: Travel Medical and Accident Insurance; Trip Cancellation/Trip Interruption Insurance; Car Rental Collision Loss/Damage Waiver Insurance; Delayed and Lost Baggage Insurance; Flight Delay Insurance;
- Get free, 24/7 access to CreditView with no impact to your credit score;
- Stay on top of your spending with a personalized look at your money;
- Extended Warranty and Purchase Protection;
- Save up to 20% on National Car Rental and Alamo Rent A Car and up to 5% on Enterprise Rent-A-Car at locations worldwide using the Car Rental Booking tool;
- Grab a show with 20% off admission to Cirque du Soleil shows touring Canada, and 15% off resident shows in Las Vegas;
- Enjoy free access to over 1 million Wi-Fi hotspots around the world with Boingo Wi-Fi;
- Mastercard Travel Rewards cash back offers;
- Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services;
- Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada;
- Add another cardholder at no extra cost;
- Zero Liability Insurance;
- Mastercard Identity Check;
- BMO Alerts;
- Add-ons: BMO Credit Card Balance Protection and/or BMO Roadside Assistance.
Fees and Charges
- Annual Fee: $150
- Per Additional Card: $50
- Annual Interest Rate:
- Purchases: 20.99%
- Cash Advances: 23,99% Non Quebec | 21,99% Quebec
- Balance Transfers: 23,99% Non Quebec | 21,99% Quebec
- Foreign Currency Conversion: 2,5%
How To Apply To The BMO Ascend World Elite Mastercard Credit Card
In order to be eligible, you need to be at least the age of majority, a Canada resident, have not declared bankruptcy in the last 7 years, and make at least $80,000 per year (or have a household income over $150,000). Here’s how to apply:
- Visit the Website: click on the button below to access the website. Then, click on the “Apply Now” option;
- Fill The Application Form: provide any personal and financial details requested and submit the form, in case you are not a BMO client yet;
- Wait for Approval: after submitting, wait for approval.