The Chase Freedom Flex Credit Card has flexible cash back rewards system that allows you to earn up to 5% cash back on different quarterly bonus categories. If that still isn’t enough for you, you get unlimited cash back on travel, dining, drugstore, and all your other purchases. And the best part is that your rewards don’t expire and can be redeemed in many ways, such as cash back, travel, gift cards, or for shopping.
On top of that, this card has no annual fee and offers a 0% intro APR period, making it a great option for everyday use, especially for those who are looking for a budget friendly option in the credit card market. If you like safety, it also has a great range of insurance coverage.
Cash backKey Features
- No Annual Fee
- Welcome Offer: earn $200 cash back after you spend $500 on purchases in the first 3 months of account opening
- 0% Intro APR: get 0% Intro APR for 15 months on purchases and balance transfers; after that, the variable APR will be 19.99% to 28.74%, based on your creditworthiness
- Cashback:
- Earn 5% cash back on different quarterly bonus categories – like gas stations and grocery stores (excluding Target and Walmart) – on up to $1,500 in total combined purchases each quarter;
- Earn 5% on travel purchases through Chase Travel;
- Earn 3% on dining at restaurants, including takeout and eligible delivery services;
- Earn 3% on drugstore purchases;
- Earn 1% cash back on all other purchases;
- Cash Back rewards do not expire as long as your account is open;
- Redeem your points for cash back as a statement credit or direct deposit. Or redeem points for gift cards, travel and shop with points at Amazon.com;
- There is no minimum to redeem for cash back.
- Selected Discounts and Offers
- Zero Liability Protection
- 24/7 Fraud Monitoring
- Purchase Protection
- Extended Warranty Protection
- Cell Phone Protection
- Insurance Coverage: Trip Cancellation/Interruption Insurance; Auto Rental Collision Damage Waiver; Travel and Emergency Assistance Services
- Free Credit Score with Chase Credit Journey
- Chase Pay Over Time
Fees and Charges
- Annual Interest Rate:
- Purchases: 19.99% to 28.74%
- Cash Advances: 29.74%
- Balance Transfers: 19.99% to 28.74%
- Transaction Fees:
- Balance Transfer: either $5 or 5% of the amount of each transfer
- Cash Advance: either $10 or 5% of the amount of each transaction
- Foreign Transaction: 3% of the amount of each transaction in U.S. dollars
Why Should You Choose The Chase Freedom Flex Credit Card?
The 5% cash back rate on rotating bonus categories can lead to significant savings. Pair this with 3% cash back on dining and drugstores and 1% cashback on all your other purchases, and the value adds up quickly. Chase allows you to redeem your rewards in several ways, including as statement credits, direct deposits, or for travel.
With no annual fee, this card is ideal for those who want to enjoy all of the card’s benefits without worrying about paying a yearly fee. The 0% APR for 15 months on purchases and balance transfers makes this card appealing to those looking to finance larger purchases or transfer existing balances.
How To Apply To The Chase Freedom Flex Credit Card
In order to be eligible, you need to be at least 18 years old and and have a Good/Excellent Credit Score. Here’s how to apply:
- Visit the Website: click on the button below to access the website. Then, click on the “Sign In To Apply Faster” or the “Apply As A Guest” option;
- Fill The Application Form: provide any personal and financial details requested and submit the form;
- Wait for Approval: after submitting, wait for approval.