The Capital One Platinum Secured credit card is an incredible option for those who, due to past issues, have had debts registered in their name, which consequently affected their credit history, making it difficult to get approved for other cards.
Guaranteed cardThis is a quite popular American prepaid credit card, as it not only practically guarantees instant approval, but it also has a credit-building program for the customer, potentially granting the Standard Platinum card in up to 6 months.
Furthermore, it is issued by one of the major American banks, with benefits and all the security you need to make your purchases and payments, whether in the U.S. or in other countries around the world.
Main characteristics
- See below the main highlights of this card:
- Annual fee 100% free;
- Accepted internationally, with no fees abroad;
- The client who sets their initial credit limit;
- Simple and easy-to-use card;
- Facilitated approval, without needing to prove income or credit score;
- Quick request on the internet, without bureaucracy;
- 50% off at all Capital One Café stores;
- Insurance for protection against unauthorized purchases;
- Virtual cards for greater security in online shopping.
Taxes and charges
Check below the fees and charges that may be applied to the cardholder and their additional fees when using this credit card:
Interest rate:
- Purchases: up to 29.99%
- Cash advance: 0%
- Balance transfers: 0%
Foreign transaction fee: 0%
Why should you choose the Capital One Platinum Secured card?
This credit card is a good choice for various reasons, but especially because it does not limit any customer.
Being over 18, you can request it, regardless of your current financial situation, your credit history, or if you have no way to prove your income.
And it benefits customers who use the card responsibly, where you just need to pay your monthly bills on time, without delays, and within 6 months the bank will grant you the Standard Platinum card, with an unsecured credit limit.
How to apply for the Capital One Platinum Secured credit card
To be able to approve this credit card, you must be at least 18 years old, have proof of residence in the United States, and make a security deposit.
The security deposit ranges from 49 to 200 dollars and is refundable if you make your monthly credit card payments on time.
Basically, to request your card, just follow these steps:
- Access the website: click the button below to go to the official request page.
- Fill out the form: provide your information that will be requested on the application page.
- Wait for the response: Capital One will review your request and will get back to you soon. If your card is approved, it will be available the same day.