The Fit Mastercard credit card is designed for individuals dealing with financial challenges, making it ideal for those looking to rebuild, establish, or enhance their credit scores. With an initial credit limit of up to $400, which can be increase to $800 if make your first 6 monthly minimum payments on time. This emphasizes responsible credit management, making it a valuable tool for demonstrating creditworthiness and working towards better financial health.
This card is great for everyday purchases and gives individuals who have faced credit challenges a chance to change their situation, by offering an easy approval process and focusing on responsible credit usage. One significant advantage is that it doesn’t require a security deposit, making it an attractive option for those who don’t want to set the funds beforehand.
Easy ApprovalKey Features
- For Any Type of Credit Score;
- No Security Deposit Required;
- Helps Improve Your Credit Score;
- Easy and Fast Approval;
- Reports To Major Credit Bureaus;
- 24/7 Online Access;
- International Coverage;
- Mastercard Zero Fraud Liability Protection.
Fees and Charges
- One-Time Fee: $95
- APR:
- Annual Fee:
- Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter;
- Credit Limit of $400: $99 introductory fee for the first year, then $125 thereafter.
- Monthly Fees: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month)
- Foreign Transaction Fee: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars
- Cash Advance: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance
Why Should You Get The FIT Mastercard Credit Card?
Its easy approval process, credit-building potential, and straightforward terms make it a user-friendly option. If you’re committed to improving your credit and want a reliable tool to help you on that journey. Here are some reasons why the FIT Mastercard is a worthy consideration:
- Easy Approval Process: one of the key benefits of it is its relatively lenient approval criteria. This makes it accessible to those with less-than-perfect credit scores, offering a stepping stone towards better financial health/
- Credit Building Potential: it is designed with credit building in mind. By reporting to all three major credit bureaus – Experian, Equifax, and TransUnion – it helps cardholders improve their credit scores with responsible use. Timely payments and maintaining a low balance can significantly enhance your credit profile over time;
- Initial Credit Limit: the card offers a reasonable initial credit limit, which can be increased over time based on your payment history and creditworthiness. This allows you to manage your spending while gradually increasing your credit utilization ratio, a key factor in boosting your credit score;
- Simple and Straightforward Terms: it comes with clear terms and conditions. There are no complicated rewards programs or hidden fees, making it easier to understand and manage. This simplicity is particularly beneficial for those new to credit or those who have struggled with credit management in the past;
- Online Account Management: managing your card is convenient with online account access. You can monitor your balance, make payments, and track your spending anytime, anywhere. This accessibility helps you stay on top of your financial situation, reducing the risk of missed payments and overdrafts;
- Fraud Protection:security is a top priority. It includes zero-liability fraud protection, ensuring you won’t be held responsible for unauthorized charges. This gives you peace of mind knowing that your financial information is protected;
- Flexible Payment Options: it offers flexible payment options, allowing you to choose the most convenient method for your needs. Whether you prefer to pay online, by mail, or over the phone, the card accommodates various payment preferences.
How To Apply To FIT Mastercard Credit Card
In order to be eligible, all you need is to be at least the age of majority and a United States resident. Here’s how to apply:
- Visit the Website: click on the button below to access the website;
- Fill The Application Form: provide any personal and financial details requested and submit it by clicking on “See My Card Offers”;
- Wait for Approval: after submitting, wait for the approval.